What is Lack of knowledge? The Lack of knowledge is become a quick affair. It is a simplified payment option being operated by National Payments Corporation of India (NPCI), allowing you to instantly transfer money between any two bank accounts using a PIN. Now, while this mode of transfer is convenient and easy, there are certain downsides to it that can put you in helpless situations. Lack of knowledge and accidental transfers are the main reasons why users get tricked into these frauds. Please ensure you DO NOT fall for such scams. Such people might contact you through: Calls: Calls are the most common form of UPI frauds, since there's a direct contact, giving the fraudster full control of the victim's account. These fraudsters may sometimes even pose as government officials to scam people SMS: Suspicious activity alert! Unknown transactions have been made on your debit card. Please share your UPI ID, UPI PIN ...